Credit Card Payoff Calculator Calculate how long it will take to pay off your credit card and save on interest

How to Use the Credit Card Payoff Calculator A simple guide to getting out of debt faster with our powerful calculator tool 1 Visit the Tool Go to BudgetPlanner.co/credit-card-payoff-calculator to access our free calculator. 2 Enter Credit Card Details Balance ($): Input the total balance owed on your credit card. Annual Interest Rate (%): Enter the APR (Annual Percentage Rate) of your card. Monthly Payment ($): Fill in the amount you plan to pay monthly toward this debt. 3 Adjust Advanced Options (Optional) Some calculators allow you to change start dates, add extra payments, or simulate balance transfers. Check if these are available. 4 View Results Instantly The tool will calculate and show: Total interest you will pay Total number of months required to become debt-free Exact debt-free date A visual amortization schedule (monthly breakdown of payment vs. interest) 5 Make Adjustments Try changing your monthly payment to see how it impacts your payoff time and interest savings. Use this feature to set financial goals.